Investment Analysis
Rental Property Analysis
Enter the property details below; every figure updates instantly and is shown side by side for current rent versus fair market rent. Nothing is stored, sent, or tracked — the calculator runs entirely in your browser.
Purchase & Financing
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yrs
Rental Income
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Operating Expenses
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Monthly Cash Flow · Current
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Monthly Cash Flow · Market
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Return Metrics
Current—Fair Market—
Capitalization rate——
Cash-on-cash return——
Return on investment cash flow + loan paydown——
Debt service coverage ratio——
Gross rent multiplier——
Annual Operating Summary
CurrentFair Market
Gross scheduled income——
Less vacancy loss——
Effective gross income——
Operating expenses——
Net operating income——
Annual debt service——
Annual cash flow——
Financing & Capital
Loan amount—
Monthly payment (principal & interest)—
Monthly payment incl. taxes, insurance & HOA—
First-year principal paydown—
Total cash invested—
Property management and the maintenance/CapEx reserve are figured on collected rent (gross rent net of vacancy). Return on investment reflects pre-tax cash flow plus first-year mortgage principal reduction; it excludes appreciation and tax effects. For planning purposes only — not financial, tax, or investment advice. Verify all figures with the appropriate professionals before relying on them.